Don’t spend your “play time” worrying if you are covered in the event of damage or disaster. The Fite Agency provides you with complete coverage for your RV, ATV, dirt bike, golf cart, snowmobile, jet ski, classic car, boat and more!
If you’re hitting the lake, trail, or just relaxing in the great outdoors, you don’t want to have to worry about whether your insurance policy has you protected. The Fite Agency will provide you with specialized coverage for your specialized vehicle so you can focus on having fun.
Did you know that most specialized vehicles are not covered under standard auto or home insurance policies? This is especially true when you get into an accident or cause damage when you aren’t on your own property. Additionally, state, national or other public parks in Texas require that specialty vehicle riders be properly insured.
Are all of your off-road toys covered? Contact the Fite Agency today to talk about:
- ATV (All-terrain vehicle) insurance
- Boat Insurance
- RV Insurance
- Snowmobile insurance
- Golf cart insurance
- And more!
Worried about the costs? Here’s what you can do to keep your specialty vehicle insurance rates low:
1. Drive safely. Your rates will likely be higher if you have any violations on your driving record or claims on your insurance policy.
2. Choose your vehicle carefully. Certain models of ATVs, dirt bikes, snowmobiles or other off-road vehicles are regarded as more aggressive than others, and usually cost more to insure.
3. Insure more than one specialty vehicle. Many carriers provide discounts if you insure more than one motorsports vehicle on your policy.
Good Coverage. Great Times!
Although each specialty vehicle policy is unique, the following list includes some of the options that are included in most specialty vehicle insurance policies:
● Collision coverage – If you are in a collision with an object or another vehicle, this will pay for covered damage to your vehicle.
● Property damage liability coverage – If you cause damage to another person’s property while operating your vehicle, this will provide you with coverage and may also provide you with a legal defense if someone files a corresponding lawsuit against you.
● Bodily injury liability coverage – If you kill or injure someone while operating your vehicle, this coverage will protect you and may also provide you with a legal defense should the other party in the accident file a lawsuit against you.
● Comprehensive physical damage coverage – This coverage will pay for any covered losses that are a result of incidents other than collision such as fire, theft, or vandalism.
We will make sure you are covered when you take the boat out or hit the trail – talk to us today to find out how you can get great value and protection with a motorsports insurance policy.
